Are my spouse and children eligible to participate on all benefits?
Yes, your dependent spouse and children are eligible to participate in the Dental, Vision, and dependent Voluntary Life Insurance coverage.
Your spouse will also be eligible to participate in the Medical plan if they DO NOT have access to other coverage through an employer or Medicare.
how do i find a participating doctor, dentist, or eye doctor?
how do i find a pharmacy in the cvs caremark network?
Will I RECEIVE an ID Card from each carrier?
You will receive an ID card for your CareFirst Medical policy and your Superior Vision policy. MetLife does not supply ID cards. You will provide your dentist with your Social Security Number and the Carrier name to run your dental services through your insurance.
how will tobacco use be monitored THROUGHOUT the year?
By signing the affidavit that you are a non-smoker, you agree to be subject to random tobacco drug testing. If you have declared yourself a non-tobacco user and are found otherwise, you will be responsible for reimbursing Taylor Express for the discount.
if I am in an accident while on vacation, and am taken to an out of network emergency room, will it be covered?
Yes. As long as it is truly an emergency, you will always be covered in an emergency room as if in-network.
Pharmacy / RX
Life & Disability
One America / AUL
Claims, ID Cards,
& Benefit Questions